Market Overview
Home Prices in Croghan, NY
The median home value in Croghan, NY is $204,915 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Croghan are priced50% below average.
Price History
Croghan Home Price Trend
2024
$190,965
$191K
—
2025
$195,204
$195K
+2.2%
2026
$204,915
$205K
+5.0%
City Comparison
Croghan vs. National Median
🏠 Croghan
$204,915
National Median
$410,000
At $204,915, homes in Croghan cost 50% below the national median of $410,000. This makes Croghan a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Croghan?
20% Down Payment
$40,983
on $204,915
Monthly P&I
$1,069/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,358/mo
incl. taxes & insurance
Income Needed
$54,320
gross annual (30% rule)
10% Down Option
$20,492
+ PMI applies
Loan Amount (20% dn)
$163,932
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Croghan, NY?
The median home value in Croghan is $204,915 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Croghan?
Over the past year, home values in Croghan have increased by 5%.
How much do I need to earn to buy a home in Croghan?
To comfortably afford the median home price of $204,915 with a 20% down payment ($40,983) at today's rates (6.8%), you'd need a gross annual income of approximately $54,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Croghan compare to the national average home price?
The national median home value is approximately $410,000. At $204,915, homes in Croghan are 50% below the national average.