Market Overview
Home Prices in Cuddebackville, NY
The median home value in Cuddebackville, NY is $343,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cuddebackville are priced16% below average. Cuddebackville is part of the Poughkeepsie-Newburgh-Middletown, NY metro area.
Price History
Cuddebackville Home Price Trend
2024
$325,836
$326K
—
2025
$333,593
$334K
+2.4%
2026
$343,392
$343K
+2.9%
City Comparison
Cuddebackville vs. National Median
🏠 Cuddebackville
$343,392
National Median
$410,000
At $343,392, homes in Cuddebackville cost 16% below the national median of $410,000. This makes Cuddebackville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cuddebackville?
20% Down Payment
$68,678
on $343,392
Monthly P&I
$1,791/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,275/mo
incl. taxes & insurance
Income Needed
$91,000
gross annual (30% rule)
10% Down Option
$34,339
+ PMI applies
Loan Amount (20% dn)
$274,714
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cuddebackville, NY?
The median home value in Cuddebackville is $343,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Cuddebackville?
Over the past year, home values in Cuddebackville have increased by 2.9%.
How much do I need to earn to buy a home in Cuddebackville?
To comfortably afford the median home price of $343,392 with a 20% down payment ($68,678) at today's rates (6.8%), you'd need a gross annual income of approximately $91,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Cuddebackville compare to the national average home price?
The national median home value is approximately $410,000. At $343,392, homes in Cuddebackville are 16% below the national average.
What metro area is Cuddebackville part of?
Cuddebackville is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.