Market Overview
Home Prices in De Kalb Junction, NY
The median home value in De Kalb Junction, NY is $165,818 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in De Kalb Junction are priced60% below average. De Kalb Junction is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, De Kalb Junction home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
De Kalb Junction Home Price Trend
City Comparison
De Kalb Junction vs. National Median
At $165,818, homes in De Kalb Junction cost 60% below the national median of $410,000. This makes De Kalb Junction a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in De Kalb Junction?
20% Down Payment
$33,164
on $165,818
Monthly P&I
$865/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,099/mo
incl. taxes & insurance
Income Needed
$43,960
gross annual (30% rule)
10% Down Option
$16,582
+ PMI applies
Loan Amount (20% dn)
$132,654
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in De Kalb Junction, NY?
The median home value in De Kalb Junction is $165,818 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in De Kalb Junction?
Over the past year, home values in De Kalb Junction have increased by 3.1%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in De Kalb Junction?
To comfortably afford the median home price of $165,818 with a 20% down payment ($33,164) at today's rates (6.8%), you'd need a gross annual income of approximately $43,960. This assumes keeping total housing costs at or below 30% of gross income.
How does De Kalb Junction compare to the national average home price?
The national median home value is approximately $410,000. At $165,818, homes in De Kalb Junction are 60% below the national average.
What metro area is De Kalb Junction part of?
De Kalb Junction is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.