Market Overview
Home Prices in De Ruyter, NY
The median home value in De Ruyter, NY is $257,730 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in De Ruyter are priced37% below average. De Ruyter is part of the Syracuse, NY metro area.
Price History
De Ruyter Home Price Trend
2024
$233,398
$233K
—
2025
$240,653
$241K
+3.1%
2026
$257,730
$258K
+7.1%
City Comparison
De Ruyter vs. National Median
🏠 De Ruyter
$257,730
National Median
$410,000
At $257,730, homes in De Ruyter cost 37% below the national median of $410,000. This makes De Ruyter a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in De Ruyter?
20% Down Payment
$51,546
on $257,730
Monthly P&I
$1,344/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,707/mo
incl. taxes & insurance
Income Needed
$68,280
gross annual (30% rule)
10% Down Option
$25,773
+ PMI applies
Loan Amount (20% dn)
$206,184
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in De Ruyter, NY?
The median home value in De Ruyter is $257,730 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in De Ruyter?
Over the past year, home values in De Ruyter have increased by 7.1%.
How much do I need to earn to buy a home in De Ruyter?
To comfortably afford the median home price of $257,730 with a 20% down payment ($51,546) at today's rates (6.8%), you'd need a gross annual income of approximately $68,280. This assumes keeping total housing costs at or below 30% of gross income.
How does De Ruyter compare to the national average home price?
The national median home value is approximately $410,000. At $257,730, homes in De Ruyter are 37% below the national average.
What metro area is De Ruyter part of?
De Ruyter is part of the Syracuse, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.