Market Overview
Home Prices in Dexter, NY
The median home value in Dexter, NY is $249,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dexter are priced39% below average. Dexter is part of the Watertown-Fort Drum, NY metro area.
Over the past five years, Dexter home values have risen by approximately32.6%, reflecting strong long-term appreciation in this market.
Price History
Dexter Home Price Trend
City Comparison
Dexter vs. National Median
At $249,616, homes in Dexter cost 39% below the national median of $410,000. This makes Dexter a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dexter?
20% Down Payment
$49,923
on $249,616
Monthly P&I
$1,302/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,654/mo
incl. taxes & insurance
Income Needed
$66,160
gross annual (30% rule)
10% Down Option
$24,962
+ PMI applies
Loan Amount (20% dn)
$199,693
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dexter, NY?
The median home value in Dexter is $249,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Dexter?
Over the past year, home values in Dexter have increased by 5.9%. Over five years, prices have risen approximately 32.6%.
How much do I need to earn to buy a home in Dexter?
To comfortably afford the median home price of $249,616 with a 20% down payment ($49,923) at today's rates (6.8%), you'd need a gross annual income of approximately $66,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Dexter compare to the national average home price?
The national median home value is approximately $410,000. At $249,616, homes in Dexter are 39% below the national average.
What metro area is Dexter part of?
Dexter is part of the Watertown-Fort Drum, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.