Market Overview
Home Prices in Dover Plains, NY
The median home value in Dover Plains, NY is $428,158 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dover Plains are priced4% above average. Dover Plains is part of the Poughkeepsie-Newburgh-Middletown, NY metro area.
Over the past five years, Dover Plains home values have risen by approximately30.4%, reflecting strong long-term appreciation in this market.
Price History
Dover Plains Home Price Trend
City Comparison
Dover Plains vs. National Median
At $428,158, homes in Dover Plains cost 4% above the national median of $410,000. Buyers in Dover Plains should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Dover Plains?
20% Down Payment
$85,632
on $428,158
Monthly P&I
$2,233/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,836/mo
incl. taxes & insurance
Income Needed
$113,440
gross annual (30% rule)
10% Down Option
$42,816
+ PMI applies
Loan Amount (20% dn)
$342,526
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dover Plains, NY?
The median home value in Dover Plains is $428,158 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Dover Plains?
Over the past year, home values in Dover Plains have increased by 4.1%. Over five years, prices have risen approximately 30.4%.
How much do I need to earn to buy a home in Dover Plains?
To comfortably afford the median home price of $428,158 with a 20% down payment ($85,632) at today's rates (6.8%), you'd need a gross annual income of approximately $113,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Dover Plains compare to the national average home price?
The national median home value is approximately $410,000. At $428,158, homes in Dover Plains are 4% above the national average.
What metro area is Dover Plains part of?
Dover Plains is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.