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📍 East Chatham, NY · Zillow ZHVI · July 2026

Average Home Price in
East Chatham, NY

Hudson, NY metro area · Columbia County County

Median Home Value
$557,815
↑ 3.1% year-over-year
vs. National Median
$410,000
East Chatham is 36% above
Est. Monthly Payment
$2,909/mo
20% down · 6.8% rate
Income Needed
$148K
gross annual (30% rule)
Median Home Value
$557,815
↑ 3.1% year-over-year
Down Payment (20%)$111,563
Monthly P&I$2,909/mo
With Taxes & Ins.~$3,694/mo
Income Needed$147,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in East Chatham, NY

The median home value in East Chatham, NY is $557,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 5% from two years prior.

Compared to the U.S. national median of $410,000, homes in East Chatham are priced36% above average. East Chatham is part of the Hudson, NY metro area.

City Comparison

East Chatham vs. National Median

🏠 East Chatham
$557,815
National Median
$410,000

At $557,815, homes in East Chatham cost 36% above the national median of $410,000. Buyers in East Chatham should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in East Chatham?

20% Down Payment
$111,563
on $557,815
Monthly P&I
$2,909/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,694/mo
incl. taxes & insurance
Income Needed
$147,760
gross annual (30% rule)
10% Down Option
$55,782
+ PMI applies
Loan Amount (20% dn)
$446,252
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in East Chatham, NY?
The median home value in East Chatham is $557,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in East Chatham?
Over the past year, home values in East Chatham have increased by 3.1%.
How much do I need to earn to buy a home in East Chatham?
To comfortably afford the median home price of $557,815 with a 20% down payment ($111,563) at today's rates (6.8%), you'd need a gross annual income of approximately $147,760. This assumes keeping total housing costs at or below 30% of gross income.
How does East Chatham compare to the national average home price?
The national median home value is approximately $410,000. At $557,815, homes in East Chatham are 36% above the national average.
What metro area is East Chatham part of?
East Chatham is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.