Market Overview
Home Prices in Edwards, NY
The median home value in Edwards, NY is $104,057 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.3% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Edwards are priced75% below average. Edwards is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Edwards home values have risen by approximately16.1%, reflecting steady appreciation in this market.
Price History
Edwards Home Price Trend
City Comparison
Edwards vs. National Median
At $104,057, homes in Edwards cost 75% below the national median of $410,000. This makes Edwards a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Edwards?
20% Down Payment
$20,811
on $104,057
Monthly P&I
$543/mo
30-yr @ 6.8%
Total Monthly Est.
~$690/mo
incl. taxes & insurance
Income Needed
$27,600
gross annual (30% rule)
10% Down Option
$10,406
+ PMI applies
Loan Amount (20% dn)
$83,246
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Edwards, NY?
The median home value in Edwards is $104,057 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.3% year-over-year.
How much have home prices changed in Edwards?
Over the past year, home values in Edwards have decreased by 0.3%. Over five years, prices have risen approximately 16.1%.
How much do I need to earn to buy a home in Edwards?
To comfortably afford the median home price of $104,057 with a 20% down payment ($20,811) at today's rates (6.8%), you'd need a gross annual income of approximately $27,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Edwards compare to the national average home price?
The national median home value is approximately $410,000. At $104,057, homes in Edwards are 75% below the national average.
What metro area is Edwards part of?
Edwards is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.