Market Overview
Home Prices in Elmsford, NY
The median home value in Elmsford, NY is $703,003 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Elmsford are priced71% above average. Elmsford is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Elmsford home values have risen by approximately26.8%, reflecting strong long-term appreciation in this market.
Price History
Elmsford Home Price Trend
City Comparison
Elmsford vs. National Median
At $703,003, homes in Elmsford cost 71% above the national median of $410,000. Buyers in Elmsford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Elmsford?
20% Down Payment
$140,601
on $703,003
Monthly P&I
$3,666/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,656/mo
incl. taxes & insurance
Income Needed
$186,240
gross annual (30% rule)
10% Down Option
$70,300
+ PMI applies
Loan Amount (20% dn)
$562,402
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Elmsford, NY?
The median home value in Elmsford is $703,003 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Elmsford?
Over the past year, home values in Elmsford have increased by 5.6%. Over five years, prices have risen approximately 26.8%.
How much do I need to earn to buy a home in Elmsford?
To comfortably afford the median home price of $703,003 with a 20% down payment ($140,601) at today's rates (6.8%), you'd need a gross annual income of approximately $186,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Elmsford compare to the national average home price?
The national median home value is approximately $410,000. At $703,003, homes in Elmsford are 71% above the national average.
What metro area is Elmsford part of?
Elmsford is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.