Market Overview
Home Prices in Endicott, NY
The median home value in Endicott, NY is $209,425 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Endicott are priced49% below average. Endicott is part of the Binghamton, NY metro area.
Over the past five years, Endicott home values have risen by approximately45.3%, reflecting strong long-term appreciation in this market.
Price History
Endicott Home Price Trend
City Comparison
Endicott vs. National Median
At $209,425, homes in Endicott cost 49% below the national median of $410,000. This makes Endicott a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Endicott?
20% Down Payment
$41,885
on $209,425
Monthly P&I
$1,092/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,387/mo
incl. taxes & insurance
Income Needed
$55,480
gross annual (30% rule)
10% Down Option
$20,943
+ PMI applies
Loan Amount (20% dn)
$167,540
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Endicott, NY?
The median home value in Endicott is $209,425 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Endicott?
Over the past year, home values in Endicott have increased by 7%. Over five years, prices have risen approximately 45.3%.
How much do I need to earn to buy a home in Endicott?
To comfortably afford the median home price of $209,425 with a 20% down payment ($41,885) at today's rates (6.8%), you'd need a gross annual income of approximately $55,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Endicott compare to the national average home price?
The national median home value is approximately $410,000. At $209,425, homes in Endicott are 49% below the national average.
What metro area is Endicott part of?
Endicott is part of the Binghamton, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.