Market Overview
Home Prices in Findley Lake, NY
The median home value in Findley Lake, NY is $331,195 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Findley Lake are priced19% below average. Findley Lake is part of the Jamestown-Dunkirk-Fredonia, NY metro area.
Price History
Findley Lake Home Price Trend
2024
$301,511
$302K
—
2025
$316,713
$317K
+5.0%
2026
$331,195
$331K
+4.6%
City Comparison
Findley Lake vs. National Median
🏠 Findley Lake
$331,195
National Median
$410,000
At $331,195, homes in Findley Lake cost 19% below the national median of $410,000. This makes Findley Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Findley Lake?
20% Down Payment
$66,239
on $331,195
Monthly P&I
$1,727/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,193/mo
incl. taxes & insurance
Income Needed
$87,720
gross annual (30% rule)
10% Down Option
$33,120
+ PMI applies
Loan Amount (20% dn)
$264,956
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Findley Lake, NY?
The median home value in Findley Lake is $331,195 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Findley Lake?
Over the past year, home values in Findley Lake have increased by 4.6%.
How much do I need to earn to buy a home in Findley Lake?
To comfortably afford the median home price of $331,195 with a 20% down payment ($66,239) at today's rates (6.8%), you'd need a gross annual income of approximately $87,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Findley Lake compare to the national average home price?
The national median home value is approximately $410,000. At $331,195, homes in Findley Lake are 19% below the national average.
What metro area is Findley Lake part of?
Findley Lake is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.