Market Overview
Home Prices in Fonda, NY
The median home value in Fonda, NY is $237,375 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 7.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fonda are priced42% below average. Fonda is part of the Amsterdam, NY metro area.
Over the past five years, Fonda home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Fonda Home Price Trend
2020
$152,521
$153K
—
2021
$180,448
$180K
+18.3%
2022
$200,240
$200K
+11.0%
2023
$200,528
$201K
+0.1%
2024
$215,168
$215K
+7.3%
2025
$231,030
$231K
+7.4%
2026
$237,375
$237K
+2.7%
City Comparison
Fonda vs. National Median
🏠 Fonda
$237,375
National Median
$410,000
At $237,375, homes in Fonda cost 42% below the national median of $410,000. This makes Fonda a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fonda?
20% Down Payment
$47,475
on $237,375
Monthly P&I
$1,238/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,572/mo
incl. taxes & insurance
Income Needed
$62,880
gross annual (30% rule)
10% Down Option
$23,738
+ PMI applies
Loan Amount (20% dn)
$189,900
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fonda, NY?
The median home value in Fonda is $237,375 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Fonda?
Over the past year, home values in Fonda have increased by 2.7%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Fonda?
To comfortably afford the median home price of $237,375 with a 20% down payment ($47,475) at today's rates (6.8%), you'd need a gross annual income of approximately $62,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Fonda compare to the national average home price?
The national median home value is approximately $410,000. At $237,375, homes in Fonda are 42% below the national average.
What metro area is Fonda part of?
Fonda is part of the Amsterdam, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.