📍 Fort Johnson, NY · Zillow ZHVI · July 2026

Average Home Price in
Fort Johnson, NY

Amsterdam, NY metro area · Montgomery County County

Median Home Value
$236,685
↑ 2.7% year-over-year
vs. National Median
$410,000
Fort Johnson is 42% below
Est. Monthly Payment
$1,234/mo
20% down · 6.8% rate
Income Needed
$63K
gross annual (30% rule)
Median Home Value
$236,685
↑ 2.7% year-over-year

Down Payment (20%)$47,337
Monthly P&I$1,234/mo
With Taxes & Ins.~$1,567/mo
Income Needed$62,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Fort Johnson, NY

The median home value in Fort Johnson, NY is $236,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 3.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Fort Johnson are priced42% below average. Fort Johnson is part of the Amsterdam, NY metro area.

Over the past five years, Fort Johnson home values have risen by approximately31.6%, reflecting strong long-term appreciation in this market.

City Comparison

Fort Johnson vs. National Median

🏠 Fort Johnson
$236,685
National Median
$410,000

At $236,685, homes in Fort Johnson cost 42% below the national median of $410,000. This makes Fort Johnson a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Fort Johnson?

20% Down Payment
$47,337
on $236,685
Monthly P&I
$1,234/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,567/mo
incl. taxes & insurance
Income Needed
$62,680
gross annual (30% rule)
10% Down Option
$23,669
+ PMI applies
Loan Amount (20% dn)
$189,348
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Fort Johnson, NY?
The median home value in Fort Johnson is $236,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Fort Johnson?
Over the past year, home values in Fort Johnson have increased by 2.7%. Over five years, prices have risen approximately 31.6%.
How much do I need to earn to buy a home in Fort Johnson?
To comfortably afford the median home price of $236,685 with a 20% down payment ($47,337) at today's rates (6.8%), you'd need a gross annual income of approximately $62,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Johnson compare to the national average home price?
The national median home value is approximately $410,000. At $236,685, homes in Fort Johnson are 42% below the national average.
What metro area is Fort Johnson part of?
Fort Johnson is part of the Amsterdam, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.