Market Overview
Home Prices in Fort Plain, NY
The median home value in Fort Plain, NY is $183,290 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Plain are priced55% below average. Fort Plain is part of the Amsterdam, NY metro area.
Over the past five years, Fort Plain home values have risen by approximately23.2%, reflecting strong long-term appreciation in this market.
Price History
Fort Plain Home Price Trend
City Comparison
Fort Plain vs. National Median
At $183,290, homes in Fort Plain cost 55% below the national median of $410,000. This makes Fort Plain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Plain?
20% Down Payment
$36,658
on $183,290
Monthly P&I
$956/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,214/mo
incl. taxes & insurance
Income Needed
$48,560
gross annual (30% rule)
10% Down Option
$18,329
+ PMI applies
Loan Amount (20% dn)
$146,632
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Plain, NY?
The median home value in Fort Plain is $183,290 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Fort Plain?
Over the past year, home values in Fort Plain have increased by 1.2%. Over five years, prices have risen approximately 23.2%.
How much do I need to earn to buy a home in Fort Plain?
To comfortably afford the median home price of $183,290 with a 20% down payment ($36,658) at today's rates (6.8%), you'd need a gross annual income of approximately $48,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Plain compare to the national average home price?
The national median home value is approximately $410,000. At $183,290, homes in Fort Plain are 55% below the national average.
What metro area is Fort Plain part of?
Fort Plain is part of the Amsterdam, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.