Home›New York›Georgetown
📍 Georgetown, NY · Zillow ZHVI · July 2026

Average Home Price in
Georgetown, NY

Syracuse, NY metro area · Madison County County

Median Home Value
$163,109
↑ 11.7% year-over-year
vs. National Median
$410,000
Georgetown is 60% below
Est. Monthly Payment
$851/mo
20% down · 6.8% rate
Income Needed
$43K
gross annual (30% rule)
Median Home Value
$163,109
↑ 11.7% year-over-year
Down Payment (20%)$32,622
Monthly P&I$851/mo
With Taxes & Ins.~$1,081/mo
Income Needed$43,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Georgetown, NY

The median home value in Georgetown, NY is $163,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.7% compared to a year ago and up 7.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Georgetown are priced60% below average. Georgetown is part of the Syracuse, NY metro area.

City Comparison

Georgetown vs. National Median

🏠 Georgetown
$163,109
National Median
$410,000

At $163,109, homes in Georgetown cost 60% below the national median of $410,000. This makes Georgetown a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Georgetown?

20% Down Payment
$32,622
on $163,109
Monthly P&I
$851/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,081/mo
incl. taxes & insurance
Income Needed
$43,240
gross annual (30% rule)
10% Down Option
$16,311
+ PMI applies
Loan Amount (20% dn)
$130,487
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Georgetown, NY?
The median home value in Georgetown is $163,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.7% year-over-year.
How much have home prices changed in Georgetown?
Over the past year, home values in Georgetown have increased by 11.7%.
How much do I need to earn to buy a home in Georgetown?
To comfortably afford the median home price of $163,109 with a 20% down payment ($32,622) at today's rates (6.8%), you'd need a gross annual income of approximately $43,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Georgetown compare to the national average home price?
The national median home value is approximately $410,000. At $163,109, homes in Georgetown are 60% below the national average.
What metro area is Georgetown part of?
Georgetown is part of the Syracuse, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.