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📍 Gerry, NY · Zillow ZHVI · July 2026

Average Home Price in
Gerry, NY

Jamestown-Dunkirk-Fredonia, NY metro area · Chautauqua County County

Median Home Value
$182,491
↑ 8.3% year-over-year
vs. National Median
$410,000
Gerry is 55% below
Est. Monthly Payment
$952/mo
20% down · 6.8% rate
Income Needed
$48K
gross annual (30% rule)
Median Home Value
$182,491
↑ 8.3% year-over-year
Down Payment (20%)$36,498
Monthly P&I$952/mo
With Taxes & Ins.~$1,209/mo
Income Needed$48,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Gerry, NY

The median home value in Gerry, NY is $182,491 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.3% compared to a year ago and up 6.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Gerry are priced55% below average. Gerry is part of the Jamestown-Dunkirk-Fredonia, NY metro area.

City Comparison

Gerry vs. National Median

🏠 Gerry
$182,491
National Median
$410,000

At $182,491, homes in Gerry cost 55% below the national median of $410,000. This makes Gerry a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Gerry?

20% Down Payment
$36,498
on $182,491
Monthly P&I
$952/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,209/mo
incl. taxes & insurance
Income Needed
$48,360
gross annual (30% rule)
10% Down Option
$18,249
+ PMI applies
Loan Amount (20% dn)
$145,993
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Gerry, NY?
The median home value in Gerry is $182,491 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.3% year-over-year.
How much have home prices changed in Gerry?
Over the past year, home values in Gerry have increased by 8.3%.
How much do I need to earn to buy a home in Gerry?
To comfortably afford the median home price of $182,491 with a 20% down payment ($36,498) at today's rates (6.8%), you'd need a gross annual income of approximately $48,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Gerry compare to the national average home price?
The national median home value is approximately $410,000. At $182,491, homes in Gerry are 55% below the national average.
What metro area is Gerry part of?
Gerry is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.