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📍 Ghent, NY · Zillow ZHVI · July 2026

Average Home Price in
Ghent, NY

Hudson, NY metro area · Columbia County County

Median Home Value
$553,061
↑ 8.4% year-over-year
vs. National Median
$410,000
Ghent is 35% above
Est. Monthly Payment
$2,884/mo
20% down · 6.8% rate
Income Needed
$147K
gross annual (30% rule)
Median Home Value
$553,061
↑ 8.4% year-over-year
Down Payment (20%)$110,612
Monthly P&I$2,884/mo
With Taxes & Ins.~$3,663/mo
Income Needed$146,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ghent, NY

The median home value in Ghent, NY is $553,061 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.4% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ghent are priced35% above average. Ghent is part of the Hudson, NY metro area.

City Comparison

Ghent vs. National Median

🏠 Ghent
$553,061
National Median
$410,000

At $553,061, homes in Ghent cost 35% above the national median of $410,000. Buyers in Ghent should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ghent?

20% Down Payment
$110,612
on $553,061
Monthly P&I
$2,884/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,663/mo
incl. taxes & insurance
Income Needed
$146,520
gross annual (30% rule)
10% Down Option
$55,306
+ PMI applies
Loan Amount (20% dn)
$442,449
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ghent, NY?
The median home value in Ghent is $553,061 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.4% year-over-year.
How much have home prices changed in Ghent?
Over the past year, home values in Ghent have increased by 8.4%.
How much do I need to earn to buy a home in Ghent?
To comfortably afford the median home price of $553,061 with a 20% down payment ($110,612) at today's rates (6.8%), you'd need a gross annual income of approximately $146,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Ghent compare to the national average home price?
The national median home value is approximately $410,000. At $553,061, homes in Ghent are 35% above the national average.
What metro area is Ghent part of?
Ghent is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.