Market Overview
Home Prices in Hagaman, NY
The median home value in Hagaman, NY is $282,990 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hagaman are priced31% below average. Hagaman is part of the Albany-Schenectady-Troy, NY metro area.
Over the past five years, Hagaman home values have risen by approximately35.4%, reflecting strong long-term appreciation in this market.
Price History
Hagaman Home Price Trend
City Comparison
Hagaman vs. National Median
At $282,990, homes in Hagaman cost 31% below the national median of $410,000. This makes Hagaman a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hagaman?
20% Down Payment
$56,598
on $282,990
Monthly P&I
$1,476/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,875/mo
incl. taxes & insurance
Income Needed
$75,000
gross annual (30% rule)
10% Down Option
$28,299
+ PMI applies
Loan Amount (20% dn)
$226,392
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hagaman, NY?
The median home value in Hagaman is $282,990 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Hagaman?
Over the past year, home values in Hagaman have increased by 6.2%. Over five years, prices have risen approximately 35.4%.
How much do I need to earn to buy a home in Hagaman?
To comfortably afford the median home price of $282,990 with a 20% down payment ($56,598) at today's rates (6.8%), you'd need a gross annual income of approximately $75,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Hagaman compare to the national average home price?
The national median home value is approximately $410,000. At $282,990, homes in Hagaman are 31% below the national average.
What metro area is Hagaman part of?
Hagaman is part of the Albany-Schenectady-Troy, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.