📍 Hammondsport, NY · Zillow ZHVI · July 2026

Average Home Price in
Hammondsport, NY

Corning, NY metro area · Steuben County County

Median Home Value
$346,654
↑ 9.1% year-over-year
vs. National Median
$410,000
Hammondsport is 15% below
Est. Monthly Payment
$1,808/mo
20% down · 6.8% rate
Income Needed
$92K
gross annual (30% rule)
Median Home Value
$346,654
↑ 9.1% year-over-year

Down Payment (20%)$69,331
Monthly P&I$1,808/mo
With Taxes & Ins.~$2,296/mo
Income Needed$91,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hammondsport, NY

The median home value in Hammondsport, NY is $346,654 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.1% compared to a year ago and up 3.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hammondsport are priced15% below average. Hammondsport is part of the Corning, NY metro area.

Over the past five years, Hammondsport home values have risen by approximately39.5%, reflecting strong long-term appreciation in this market.

City Comparison

Hammondsport vs. National Median

🏠 Hammondsport
$346,654
National Median
$410,000

At $346,654, homes in Hammondsport cost 15% below the national median of $410,000. This makes Hammondsport a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Hammondsport?

20% Down Payment
$69,331
on $346,654
Monthly P&I
$1,808/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,296/mo
incl. taxes & insurance
Income Needed
$91,840
gross annual (30% rule)
10% Down Option
$34,665
+ PMI applies
Loan Amount (20% dn)
$277,323
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hammondsport, NY?
The median home value in Hammondsport is $346,654 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.1% year-over-year.
How much have home prices changed in Hammondsport?
Over the past year, home values in Hammondsport have increased by 9.1%. Over five years, prices have risen approximately 39.5%.
How much do I need to earn to buy a home in Hammondsport?
To comfortably afford the median home price of $346,654 with a 20% down payment ($69,331) at today's rates (6.8%), you'd need a gross annual income of approximately $91,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Hammondsport compare to the national average home price?
The national median home value is approximately $410,000. At $346,654, homes in Hammondsport are 15% below the national average.
What metro area is Hammondsport part of?
Hammondsport is part of the Corning, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.