📍 Hartsdale, NY · Zillow ZHVI · July 2026

Average Home Price in
Hartsdale, NY

New York-Newark-Jersey City, NY-NJ-PA metro area · Westchester County County

Median Home Value
$739,298
↑ 7.3% year-over-year
vs. National Median
$410,000
Hartsdale is 80% above
Est. Monthly Payment
$3,856/mo
20% down · 6.8% rate
Income Needed
$196K
gross annual (30% rule)
Median Home Value
$739,298
↑ 7.3% year-over-year

Down Payment (20%)$147,860
Monthly P&I$3,856/mo
With Taxes & Ins.~$4,897/mo
Income Needed$195,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hartsdale, NY

The median home value in Hartsdale, NY is $739,298 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 5.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hartsdale are priced80% above average. Hartsdale is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, Hartsdale home values have risen by approximately40.8%, reflecting strong long-term appreciation in this market.

City Comparison

Hartsdale vs. National Median

🏠 Hartsdale
$739,298
National Median
$410,000

At $739,298, homes in Hartsdale cost 80% above the national median of $410,000. Buyers in Hartsdale should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Hartsdale?

20% Down Payment
$147,860
on $739,298
Monthly P&I
$3,856/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,897/mo
incl. taxes & insurance
Income Needed
$195,880
gross annual (30% rule)
10% Down Option
$73,930
+ PMI applies
Loan Amount (20% dn)
$591,438
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hartsdale, NY?
The median home value in Hartsdale is $739,298 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Hartsdale?
Over the past year, home values in Hartsdale have increased by 7.3%. Over five years, prices have risen approximately 40.8%.
How much do I need to earn to buy a home in Hartsdale?
To comfortably afford the median home price of $739,298 with a 20% down payment ($147,860) at today's rates (6.8%), you'd need a gross annual income of approximately $195,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Hartsdale compare to the national average home price?
The national median home value is approximately $410,000. At $739,298, homes in Hartsdale are 80% above the national average.
What metro area is Hartsdale part of?
Hartsdale is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.