Market Overview
Home Prices in Haverstraw, NY
The median home value in Haverstraw, NY is $458,566 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Haverstraw are priced12% above average. Haverstraw is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Price History
Haverstraw Home Price Trend
2024
$427,454
$427K
—
2025
$446,684
$447K
+4.5%
2026
$458,566
$459K
+2.7%
City Comparison
Haverstraw vs. National Median
🏠 Haverstraw
$458,566
National Median
$410,000
At $458,566, homes in Haverstraw cost 12% above the national median of $410,000. Buyers in Haverstraw should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Haverstraw?
20% Down Payment
$91,713
on $458,566
Monthly P&I
$2,392/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,038/mo
incl. taxes & insurance
Income Needed
$121,520
gross annual (30% rule)
10% Down Option
$45,857
+ PMI applies
Loan Amount (20% dn)
$366,853
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Haverstraw, NY?
The median home value in Haverstraw is $458,566 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Haverstraw?
Over the past year, home values in Haverstraw have increased by 2.7%.
How much do I need to earn to buy a home in Haverstraw?
To comfortably afford the median home price of $458,566 with a 20% down payment ($91,713) at today's rates (6.8%), you'd need a gross annual income of approximately $121,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Haverstraw compare to the national average home price?
The national median home value is approximately $410,000. At $458,566, homes in Haverstraw are 12% above the national average.
What metro area is Haverstraw part of?
Haverstraw is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.