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📍 Henderson, NY · Zillow ZHVI · July 2026

Average Home Price in
Henderson, NY

Watertown-Fort Drum, NY metro area · Jefferson County County

Median Home Value
$282,518
↑ 7.1% year-over-year
vs. National Median
$410,000
Henderson is 31% below
Est. Monthly Payment
$1,473/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$282,518
↑ 7.1% year-over-year
Down Payment (20%)$56,504
Monthly P&I$1,473/mo
With Taxes & Ins.~$1,871/mo
Income Needed$74,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Henderson, NY

The median home value in Henderson, NY is $282,518 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 4.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Henderson are priced31% below average. Henderson is part of the Watertown-Fort Drum, NY metro area.

City Comparison

Henderson vs. National Median

🏠 Henderson
$282,518
National Median
$410,000

At $282,518, homes in Henderson cost 31% below the national median of $410,000. This makes Henderson a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Henderson?

20% Down Payment
$56,504
on $282,518
Monthly P&I
$1,473/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,871/mo
incl. taxes & insurance
Income Needed
$74,840
gross annual (30% rule)
10% Down Option
$28,252
+ PMI applies
Loan Amount (20% dn)
$226,014
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Henderson, NY?
The median home value in Henderson is $282,518 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Henderson?
Over the past year, home values in Henderson have increased by 7.1%.
How much do I need to earn to buy a home in Henderson?
To comfortably afford the median home price of $282,518 with a 20% down payment ($56,504) at today's rates (6.8%), you'd need a gross annual income of approximately $74,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Henderson compare to the national average home price?
The national median home value is approximately $410,000. At $282,518, homes in Henderson are 31% below the national average.
What metro area is Henderson part of?
Henderson is part of the Watertown-Fort Drum, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.