Market Overview
Home Prices in Highland, NY
The median home value in Highland, NY is $435,295 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Highland are priced6% above average. Highland is part of the Kingston, NY metro area.
Over the past five years, Highland home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
Highland Home Price Trend
City Comparison
Highland vs. National Median
At $435,295, homes in Highland cost 6% above the national median of $410,000. Buyers in Highland should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Highland?
20% Down Payment
$87,059
on $435,295
Monthly P&I
$2,270/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,883/mo
incl. taxes & insurance
Income Needed
$115,320
gross annual (30% rule)
10% Down Option
$43,530
+ PMI applies
Loan Amount (20% dn)
$348,236
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Highland, NY?
The median home value in Highland is $435,295 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Highland?
Over the past year, home values in Highland have increased by 3.1%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Highland?
To comfortably afford the median home price of $435,295 with a 20% down payment ($87,059) at today's rates (6.8%), you'd need a gross annual income of approximately $115,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Highland compare to the national average home price?
The national median home value is approximately $410,000. At $435,295, homes in Highland are 6% above the national average.
What metro area is Highland part of?
Highland is part of the Kingston, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.