Market Overview
Home Prices in Hillsdale, NY
The median home value in Hillsdale, NY is $598,839 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.9% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hillsdale are priced46% above average. Hillsdale is part of the Hudson, NY metro area.
Price History
Hillsdale Home Price Trend
2024
$523,376
$523K
—
2025
$550,117
$550K
+5.1%
2026
$598,839
$599K
+8.9%
City Comparison
Hillsdale vs. National Median
🏠 Hillsdale
$598,839
National Median
$410,000
At $598,839, homes in Hillsdale cost 46% above the national median of $410,000. Buyers in Hillsdale should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hillsdale?
20% Down Payment
$119,768
on $598,839
Monthly P&I
$3,123/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,966/mo
incl. taxes & insurance
Income Needed
$158,640
gross annual (30% rule)
10% Down Option
$59,884
+ PMI applies
Loan Amount (20% dn)
$479,071
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hillsdale, NY?
The median home value in Hillsdale is $598,839 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.9% year-over-year.
How much have home prices changed in Hillsdale?
Over the past year, home values in Hillsdale have increased by 8.9%.
How much do I need to earn to buy a home in Hillsdale?
To comfortably afford the median home price of $598,839 with a 20% down payment ($119,768) at today's rates (6.8%), you'd need a gross annual income of approximately $158,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Hillsdale compare to the national average home price?
The national median home value is approximately $410,000. At $598,839, homes in Hillsdale are 46% above the national average.
What metro area is Hillsdale part of?
Hillsdale is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.