Market Overview
Home Prices in Holland Patent, NY
The median home value in Holland Patent, NY is $289,693 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.3% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holland Patent are priced29% below average. Holland Patent is part of the Utica-Rome, NY metro area.
Over the past five years, Holland Patent home values have risen by approximately36.3%, reflecting strong long-term appreciation in this market.
Price History
Holland Patent Home Price Trend
City Comparison
Holland Patent vs. National Median
At $289,693, homes in Holland Patent cost 29% below the national median of $410,000. This makes Holland Patent a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holland Patent?
20% Down Payment
$57,939
on $289,693
Monthly P&I
$1,511/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,919/mo
incl. taxes & insurance
Income Needed
$76,760
gross annual (30% rule)
10% Down Option
$28,969
+ PMI applies
Loan Amount (20% dn)
$231,754
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holland Patent, NY?
The median home value in Holland Patent is $289,693 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.3% year-over-year.
How much have home prices changed in Holland Patent?
Over the past year, home values in Holland Patent have increased by 8.3%. Over five years, prices have risen approximately 36.3%.
How much do I need to earn to buy a home in Holland Patent?
To comfortably afford the median home price of $289,693 with a 20% down payment ($57,939) at today's rates (6.8%), you'd need a gross annual income of approximately $76,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Holland Patent compare to the national average home price?
The national median home value is approximately $410,000. At $289,693, homes in Holland Patent are 29% below the national average.
What metro area is Holland Patent part of?
Holland Patent is part of the Utica-Rome, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.