Market Overview
Home Prices in Holtsville, NY
The median home value in Holtsville, NY is $651,225 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holtsville are priced59% above average. Holtsville is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Holtsville home values have risen by approximately35.2%, reflecting strong long-term appreciation in this market.
Price History
Holtsville Home Price Trend
City Comparison
Holtsville vs. National Median
At $651,225, homes in Holtsville cost 59% above the national median of $410,000. Buyers in Holtsville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Holtsville?
20% Down Payment
$130,245
on $651,225
Monthly P&I
$3,396/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,313/mo
incl. taxes & insurance
Income Needed
$172,520
gross annual (30% rule)
10% Down Option
$65,123
+ PMI applies
Loan Amount (20% dn)
$520,980
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holtsville, NY?
The median home value in Holtsville is $651,225 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Holtsville?
Over the past year, home values in Holtsville have increased by 5.4%. Over five years, prices have risen approximately 35.2%.
How much do I need to earn to buy a home in Holtsville?
To comfortably afford the median home price of $651,225 with a 20% down payment ($130,245) at today's rates (6.8%), you'd need a gross annual income of approximately $172,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Holtsville compare to the national average home price?
The national median home value is approximately $410,000. At $651,225, homes in Holtsville are 59% above the national average.
What metro area is Holtsville part of?
Holtsville is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.