Market Overview
Home Prices in Johnson City, NY
The median home value in Johnson City, NY is $171,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Johnson City are priced58% below average. Johnson City is part of the Binghamton, NY metro area.
Over the past five years, Johnson City home values have risen by approximately52.5%, reflecting strong long-term appreciation in this market.
Price History
Johnson City Home Price Trend
City Comparison
Johnson City vs. National Median
At $171,206, homes in Johnson City cost 58% below the national median of $410,000. This makes Johnson City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Johnson City?
20% Down Payment
$34,241
on $171,206
Monthly P&I
$893/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,134/mo
incl. taxes & insurance
Income Needed
$45,360
gross annual (30% rule)
10% Down Option
$17,121
+ PMI applies
Loan Amount (20% dn)
$136,965
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Johnson City, NY?
The median home value in Johnson City is $171,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Johnson City?
Over the past year, home values in Johnson City have increased by 7.4%. Over five years, prices have risen approximately 52.5%.
How much do I need to earn to buy a home in Johnson City?
To comfortably afford the median home price of $171,206 with a 20% down payment ($34,241) at today's rates (6.8%), you'd need a gross annual income of approximately $45,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Johnson City compare to the national average home price?
The national median home value is approximately $410,000. At $171,206, homes in Johnson City are 58% below the national average.
What metro area is Johnson City part of?
Johnson City is part of the Binghamton, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.