Market Overview
Home Prices in Kiamesha Lake, NY
The median home value in Kiamesha Lake, NY is $216,514 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kiamesha Lake are priced47% below average.
Over the past five years, Kiamesha Lake home values have risen by approximately66.2%, reflecting strong long-term appreciation in this market.
Price History
Kiamesha Lake Home Price Trend
2020
$100,850
$101K
—
2021
$130,274
$130K
+29.2%
2022
$167,455
$167K
+28.5%
2023
$173,942
$174K
+3.9%
2024
$201,299
$201K
+15.7%
2025
$209,366
$209K
+4.0%
2026
$216,514
$217K
+3.4%
City Comparison
Kiamesha Lake vs. National Median
🏠 Kiamesha Lake
$216,514
National Median
$410,000
At $216,514, homes in Kiamesha Lake cost 47% below the national median of $410,000. This makes Kiamesha Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kiamesha Lake?
20% Down Payment
$43,303
on $216,514
Monthly P&I
$1,129/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,434/mo
incl. taxes & insurance
Income Needed
$57,360
gross annual (30% rule)
10% Down Option
$21,651
+ PMI applies
Loan Amount (20% dn)
$173,211
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kiamesha Lake, NY?
The median home value in Kiamesha Lake is $216,514 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Kiamesha Lake?
Over the past year, home values in Kiamesha Lake have increased by 3.4%. Over five years, prices have risen approximately 66.2%.
How much do I need to earn to buy a home in Kiamesha Lake?
To comfortably afford the median home price of $216,514 with a 20% down payment ($43,303) at today's rates (6.8%), you'd need a gross annual income of approximately $57,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Kiamesha Lake compare to the national average home price?
The national median home value is approximately $410,000. At $216,514, homes in Kiamesha Lake are 47% below the national average.