Market Overview
Home Prices in Lily Dale, NY
The median home value in Lily Dale, NY is $69,301 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.9% compared to a year ago and down 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lily Dale are priced83% below average. Lily Dale is part of the Jamestown-Dunkirk-Fredonia, NY metro area.
Price History
Lily Dale Home Price Trend
2024
$74,469
$74K
—
2025
$72,894
$73K
-2.1%
2026
$69,301
$69K
-4.9%
City Comparison
Lily Dale vs. National Median
🏠 Lily Dale
$69,301
National Median
$410,000
At $69,301, homes in Lily Dale cost 83% below the national median of $410,000. This makes Lily Dale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lily Dale?
20% Down Payment
$13,860
on $69,301
Monthly P&I
$361/mo
30-yr @ 6.8%
Total Monthly Est.
~$458/mo
incl. taxes & insurance
Income Needed
$18,320
gross annual (30% rule)
10% Down Option
$6,930
+ PMI applies
Loan Amount (20% dn)
$55,441
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lily Dale, NY?
The median home value in Lily Dale is $69,301 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.9% year-over-year.
How much have home prices changed in Lily Dale?
Over the past year, home values in Lily Dale have decreased by 4.9%.
How much do I need to earn to buy a home in Lily Dale?
To comfortably afford the median home price of $69,301 with a 20% down payment ($13,860) at today's rates (6.8%), you'd need a gross annual income of approximately $18,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Lily Dale compare to the national average home price?
The national median home value is approximately $410,000. At $69,301, homes in Lily Dale are 83% below the national average.
What metro area is Lily Dale part of?
Lily Dale is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.