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📍 Little Falls, NY · Zillow ZHVI · July 2026

Average Home Price in
Little Falls, NY

Utica-Rome, NY metro area · Herkimer County County

Median Home Value
$171,680
↑ 5.1% year-over-year
vs. National Median
$410,000
Little Falls is 58% below
Est. Monthly Payment
$895/mo
20% down · 6.8% rate
Income Needed
$45K
gross annual (30% rule)
Median Home Value
$171,680
↑ 5.1% year-over-year
Down Payment (20%)$34,336
Monthly P&I$895/mo
With Taxes & Ins.~$1,137/mo
Income Needed$45,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Little Falls, NY

The median home value in Little Falls, NY is $171,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Little Falls are priced58% below average. Little Falls is part of the Utica-Rome, NY metro area.

City Comparison

Little Falls vs. National Median

🏠 Little Falls
$171,680
National Median
$410,000

At $171,680, homes in Little Falls cost 58% below the national median of $410,000. This makes Little Falls a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Little Falls?

20% Down Payment
$34,336
on $171,680
Monthly P&I
$895/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,137/mo
incl. taxes & insurance
Income Needed
$45,480
gross annual (30% rule)
10% Down Option
$17,168
+ PMI applies
Loan Amount (20% dn)
$137,344
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Little Falls, NY?
The median home value in Little Falls is $171,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Little Falls?
Over the past year, home values in Little Falls have increased by 5.1%.
How much do I need to earn to buy a home in Little Falls?
To comfortably afford the median home price of $171,680 with a 20% down payment ($34,336) at today's rates (6.8%), you'd need a gross annual income of approximately $45,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Little Falls compare to the national average home price?
The national median home value is approximately $410,000. At $171,680, homes in Little Falls are 58% below the national average.
What metro area is Little Falls part of?
Little Falls is part of the Utica-Rome, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.