Market Overview
Home Prices in Liverpool, NY
The median home value in Liverpool, NY is $296,192 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and up 6.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Liverpool are priced28% below average. Liverpool is part of the Syracuse, NY metro area.
Over the past five years, Liverpool home values have risen by approximately56.8%, reflecting strong long-term appreciation in this market.
Price History
Liverpool Home Price Trend
City Comparison
Liverpool vs. National Median
At $296,192, homes in Liverpool cost 28% below the national median of $410,000. This makes Liverpool a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Liverpool?
20% Down Payment
$59,238
on $296,192
Monthly P&I
$1,545/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,962/mo
incl. taxes & insurance
Income Needed
$78,480
gross annual (30% rule)
10% Down Option
$29,619
+ PMI applies
Loan Amount (20% dn)
$236,954
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Liverpool, NY?
The median home value in Liverpool is $296,192 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Liverpool?
Over the past year, home values in Liverpool have increased by 6.8%. Over five years, prices have risen approximately 56.8%.
How much do I need to earn to buy a home in Liverpool?
To comfortably afford the median home price of $296,192 with a 20% down payment ($59,238) at today's rates (6.8%), you'd need a gross annual income of approximately $78,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Liverpool compare to the national average home price?
The national median home value is approximately $410,000. At $296,192, homes in Liverpool are 28% below the national average.
What metro area is Liverpool part of?
Liverpool is part of the Syracuse, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.