Market Overview
Home Prices in Loch Sheldrake, NY
The median home value in Loch Sheldrake, NY is $343,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.4% compared to a year ago and up 8.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loch Sheldrake are priced16% below average.
Over the past five years, Loch Sheldrake home values have risen by approximately66.5%, reflecting strong long-term appreciation in this market.
Price History
Loch Sheldrake Home Price Trend
2020
$160,281
$160K
—
2021
$206,176
$206K
+28.6%
2022
$253,143
$253K
+22.8%
2023
$260,062
$260K
+2.7%
2024
$283,995
$284K
+9.2%
2025
$308,210
$308K
+8.5%
2026
$343,308
$343K
+11.4%
City Comparison
Loch Sheldrake vs. National Median
🏠 Loch Sheldrake
$343,308
National Median
$410,000
At $343,308, homes in Loch Sheldrake cost 16% below the national median of $410,000. This makes Loch Sheldrake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Loch Sheldrake?
20% Down Payment
$68,662
on $343,308
Monthly P&I
$1,790/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,273/mo
incl. taxes & insurance
Income Needed
$90,920
gross annual (30% rule)
10% Down Option
$34,331
+ PMI applies
Loan Amount (20% dn)
$274,646
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loch Sheldrake, NY?
The median home value in Loch Sheldrake is $343,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.4% year-over-year.
How much have home prices changed in Loch Sheldrake?
Over the past year, home values in Loch Sheldrake have increased by 11.4%. Over five years, prices have risen approximately 66.5%.
How much do I need to earn to buy a home in Loch Sheldrake?
To comfortably afford the median home price of $343,308 with a 20% down payment ($68,662) at today's rates (6.8%), you'd need a gross annual income of approximately $90,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Loch Sheldrake compare to the national average home price?
The national median home value is approximately $410,000. At $343,308, homes in Loch Sheldrake are 16% below the national average.