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📍 Lowman, NY · Zillow ZHVI · July 2026

Average Home Price in
Lowman, NY

Elmira, NY metro area · Chemung County County

Median Home Value
$139,569
↑ 5.5% year-over-year
vs. National Median
$410,000
Lowman is 66% below
Est. Monthly Payment
$728/mo
20% down · 6.8% rate
Income Needed
$37K
gross annual (30% rule)
Median Home Value
$139,569
↑ 5.5% year-over-year
Down Payment (20%)$27,914
Monthly P&I$728/mo
With Taxes & Ins.~$925/mo
Income Needed$37,000/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lowman, NY

The median home value in Lowman, NY is $139,569 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lowman are priced66% below average. Lowman is part of the Elmira, NY metro area.

City Comparison

Lowman vs. National Median

🏠 Lowman
$139,569
National Median
$410,000

At $139,569, homes in Lowman cost 66% below the national median of $410,000. This makes Lowman a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lowman?

20% Down Payment
$27,914
on $139,569
Monthly P&I
$728/mo
30-yr @ 6.8%
Total Monthly Est.
~$925/mo
incl. taxes & insurance
Income Needed
$37,000
gross annual (30% rule)
10% Down Option
$13,957
+ PMI applies
Loan Amount (20% dn)
$111,655
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lowman, NY?
The median home value in Lowman is $139,569 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Lowman?
Over the past year, home values in Lowman have increased by 5.5%.
How much do I need to earn to buy a home in Lowman?
To comfortably afford the median home price of $139,569 with a 20% down payment ($27,914) at today's rates (6.8%), you'd need a gross annual income of approximately $37,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Lowman compare to the national average home price?
The national median home value is approximately $410,000. At $139,569, homes in Lowman are 66% below the national average.
What metro area is Lowman part of?
Lowman is part of the Elmira, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.