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📍 Lowville, NY · Zillow ZHVI · July 2026

Average Home Price in
Lowville, NY

Utica-Rome, NY metro area · Lewis County County

Median Home Value
$211,328
↑ 5.2% year-over-year
vs. National Median
$410,000
Lowville is 48% below
Est. Monthly Payment
$1,102/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$211,328
↑ 5.2% year-over-year
Down Payment (20%)$42,266
Monthly P&I$1,102/mo
With Taxes & Ins.~$1,400/mo
Income Needed$56,000/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lowville, NY

The median home value in Lowville, NY is $211,328 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 2.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lowville are priced48% below average. Lowville is part of the Utica-Rome, NY metro area.

City Comparison

Lowville vs. National Median

🏠 Lowville
$211,328
National Median
$410,000

At $211,328, homes in Lowville cost 48% below the national median of $410,000. This makes Lowville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lowville?

20% Down Payment
$42,266
on $211,328
Monthly P&I
$1,102/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,400/mo
incl. taxes & insurance
Income Needed
$56,000
gross annual (30% rule)
10% Down Option
$21,133
+ PMI applies
Loan Amount (20% dn)
$169,062
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lowville, NY?
The median home value in Lowville is $211,328 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Lowville?
Over the past year, home values in Lowville have increased by 5.2%.
How much do I need to earn to buy a home in Lowville?
To comfortably afford the median home price of $211,328 with a 20% down payment ($42,266) at today's rates (6.8%), you'd need a gross annual income of approximately $56,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Lowville compare to the national average home price?
The national median home value is approximately $410,000. At $211,328, homes in Lowville are 48% below the national average.
What metro area is Lowville part of?
Lowville is part of the Utica-Rome, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.