📍 Mahopac, NY · Zillow ZHVI · July 2026

Average Home Price in
Mahopac, NY

New York-Newark-Jersey City, NY-NJ-PA metro area · Putnam County County

Median Home Value
$637,805
↑ 5.4% year-over-year
vs. National Median
$410,000
Mahopac is 56% above
Est. Monthly Payment
$3,326/mo
20% down · 6.8% rate
Income Needed
$169K
gross annual (30% rule)
Median Home Value
$637,805
↑ 5.4% year-over-year

Down Payment (20%)$127,561
Monthly P&I$3,326/mo
With Taxes & Ins.~$4,224/mo
Income Needed$168,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mahopac, NY

The median home value in Mahopac, NY is $637,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 4.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mahopac are priced56% above average. Mahopac is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, Mahopac home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.

City Comparison

Mahopac vs. National Median

🏠 Mahopac
$637,805
National Median
$410,000

At $637,805, homes in Mahopac cost 56% above the national median of $410,000. Buyers in Mahopac should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Mahopac?

20% Down Payment
$127,561
on $637,805
Monthly P&I
$3,326/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,224/mo
incl. taxes & insurance
Income Needed
$168,960
gross annual (30% rule)
10% Down Option
$63,781
+ PMI applies
Loan Amount (20% dn)
$510,244
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mahopac, NY?
The median home value in Mahopac is $637,805 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Mahopac?
Over the past year, home values in Mahopac have increased by 5.4%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in Mahopac?
To comfortably afford the median home price of $637,805 with a 20% down payment ($127,561) at today's rates (6.8%), you'd need a gross annual income of approximately $168,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Mahopac compare to the national average home price?
The national median home value is approximately $410,000. At $637,805, homes in Mahopac are 56% above the national average.
What metro area is Mahopac part of?
Mahopac is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.