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📍 Maine, NY · Zillow ZHVI · July 2026

Average Home Price in
Maine, NY

Binghamton, NY metro area · Broome County County

Median Home Value
$213,684
↑ 6.4% year-over-year
vs. National Median
$410,000
Maine is 48% below
Est. Monthly Payment
$1,114/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$213,684
↑ 6.4% year-over-year
Down Payment (20%)$42,737
Monthly P&I$1,114/mo
With Taxes & Ins.~$1,415/mo
Income Needed$56,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Maine, NY

The median home value in Maine, NY is $213,684 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Maine are priced48% below average. Maine is part of the Binghamton, NY metro area.

City Comparison

Maine vs. National Median

🏠 Maine
$213,684
National Median
$410,000

At $213,684, homes in Maine cost 48% below the national median of $410,000. This makes Maine a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Maine?

20% Down Payment
$42,737
on $213,684
Monthly P&I
$1,114/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,415/mo
incl. taxes & insurance
Income Needed
$56,600
gross annual (30% rule)
10% Down Option
$21,368
+ PMI applies
Loan Amount (20% dn)
$170,947
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Maine, NY?
The median home value in Maine is $213,684 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Maine?
Over the past year, home values in Maine have increased by 6.4%.
How much do I need to earn to buy a home in Maine?
To comfortably afford the median home price of $213,684 with a 20% down payment ($42,737) at today's rates (6.8%), you'd need a gross annual income of approximately $56,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Maine compare to the national average home price?
The national median home value is approximately $410,000. At $213,684, homes in Maine are 48% below the national average.
What metro area is Maine part of?
Maine is part of the Binghamton, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.