Market Overview
Home Prices in Malden, NY
The median home value in Malden, NY is $471,507 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Malden are priced15% above average. Malden is part of the Kingston, NY metro area.
Over the past five years, Malden home values have risen by approximately40.4%, reflecting strong long-term appreciation in this market.
Price History
Malden Home Price Trend
City Comparison
Malden vs. National Median
At $471,507, homes in Malden cost 15% above the national median of $410,000. Buyers in Malden should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Malden?
20% Down Payment
$94,301
on $471,507
Monthly P&I
$2,459/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,123/mo
incl. taxes & insurance
Income Needed
$124,920
gross annual (30% rule)
10% Down Option
$47,151
+ PMI applies
Loan Amount (20% dn)
$377,206
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Malden, NY?
The median home value in Malden is $471,507 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Malden?
Over the past year, home values in Malden have increased by 6.2%. Over five years, prices have risen approximately 40.4%.
How much do I need to earn to buy a home in Malden?
To comfortably afford the median home price of $471,507 with a 20% down payment ($94,301) at today's rates (6.8%), you'd need a gross annual income of approximately $124,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Malden compare to the national average home price?
The national median home value is approximately $410,000. At $471,507, homes in Malden are 15% above the national average.
What metro area is Malden part of?
Malden is part of the Kingston, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.