Market Overview
Home Prices in Massena, NY
The median home value in Massena, NY is $126,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Massena are priced69% below average. Massena is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Massena home values have risen by approximately35.4%, reflecting strong long-term appreciation in this market.
Price History
Massena Home Price Trend
City Comparison
Massena vs. National Median
At $126,368, homes in Massena cost 69% below the national median of $410,000. This makes Massena a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Massena?
20% Down Payment
$25,274
on $126,368
Monthly P&I
$659/mo
30-yr @ 6.8%
Total Monthly Est.
~$837/mo
incl. taxes & insurance
Income Needed
$33,480
gross annual (30% rule)
10% Down Option
$12,637
+ PMI applies
Loan Amount (20% dn)
$101,094
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Massena, NY?
The median home value in Massena is $126,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Massena?
Over the past year, home values in Massena have increased by 3.7%. Over five years, prices have risen approximately 35.4%.
How much do I need to earn to buy a home in Massena?
To comfortably afford the median home price of $126,368 with a 20% down payment ($25,274) at today's rates (6.8%), you'd need a gross annual income of approximately $33,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Massena compare to the national average home price?
The national median home value is approximately $410,000. At $126,368, homes in Massena are 69% below the national average.
What metro area is Massena part of?
Massena is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.