Market Overview
Home Prices in Mastic, NY
The median home value in Mastic, NY is $513,530 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mastic are priced25% above average. Mastic is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Mastic home values have risen by approximately42.6%, reflecting strong long-term appreciation in this market.
Price History
Mastic Home Price Trend
City Comparison
Mastic vs. National Median
At $513,530, homes in Mastic cost 25% above the national median of $410,000. Buyers in Mastic should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mastic?
20% Down Payment
$102,706
on $513,530
Monthly P&I
$2,678/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,401/mo
incl. taxes & insurance
Income Needed
$136,040
gross annual (30% rule)
10% Down Option
$51,353
+ PMI applies
Loan Amount (20% dn)
$410,824
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mastic, NY?
The median home value in Mastic is $513,530 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Mastic?
Over the past year, home values in Mastic have increased by 3.8%. Over five years, prices have risen approximately 42.6%.
How much do I need to earn to buy a home in Mastic?
To comfortably afford the median home price of $513,530 with a 20% down payment ($102,706) at today's rates (6.8%), you'd need a gross annual income of approximately $136,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Mastic compare to the national average home price?
The national median home value is approximately $410,000. At $513,530, homes in Mastic are 25% above the national average.
What metro area is Mastic part of?
Mastic is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.