Market Overview
Home Prices in Mattituck, NY
The median home value in Mattituck, NY is $1,005,576 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mattituck are priced145% above average. Mattituck is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Mattituck home values have risen by approximately33.0%, reflecting strong long-term appreciation in this market.
Price History
Mattituck Home Price Trend
City Comparison
Mattituck vs. National Median
At $1,005,576, homes in Mattituck cost 145% above the national median of $410,000. Buyers in Mattituck should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mattituck?
20% Down Payment
$201,115
on $1,005,576
Monthly P&I
$5,244/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,660/mo
incl. taxes & insurance
Income Needed
$266,400
gross annual (30% rule)
10% Down Option
$100,558
+ PMI applies
Loan Amount (20% dn)
$804,461
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mattituck, NY?
The median home value in Mattituck is $1,005,576 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Mattituck?
Over the past year, home values in Mattituck have increased by 5.1%. Over five years, prices have risen approximately 33.0%.
How much do I need to earn to buy a home in Mattituck?
To comfortably afford the median home price of $1,005,576 with a 20% down payment ($201,115) at today's rates (6.8%), you'd need a gross annual income of approximately $266,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Mattituck compare to the national average home price?
The national median home value is approximately $410,000. At $1,005,576, homes in Mattituck are 145% above the national average.
What metro area is Mattituck part of?
Mattituck is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.