Market Overview
Home Prices in Medusa, NY
The median home value in Medusa, NY is $353,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 5.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Medusa are priced14% below average. Medusa is part of the Albany-Schenectady-Troy, NY metro area.
Over the past five years, Medusa home values have risen by approximately35.6%, reflecting strong long-term appreciation in this market.
Price History
Medusa Home Price Trend
City Comparison
Medusa vs. National Median
At $353,247, homes in Medusa cost 14% below the national median of $410,000. This makes Medusa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Medusa?
20% Down Payment
$70,649
on $353,247
Monthly P&I
$1,842/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,339/mo
incl. taxes & insurance
Income Needed
$93,560
gross annual (30% rule)
10% Down Option
$35,325
+ PMI applies
Loan Amount (20% dn)
$282,598
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Medusa, NY?
The median home value in Medusa is $353,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Medusa?
Over the past year, home values in Medusa have increased by 4.3%. Over five years, prices have risen approximately 35.6%.
How much do I need to earn to buy a home in Medusa?
To comfortably afford the median home price of $353,247 with a 20% down payment ($70,649) at today's rates (6.8%), you'd need a gross annual income of approximately $93,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Medusa compare to the national average home price?
The national median home value is approximately $410,000. At $353,247, homes in Medusa are 14% below the national average.
What metro area is Medusa part of?
Medusa is part of the Albany-Schenectady-Troy, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.