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📍 Merrill, NY · Zillow ZHVI · July 2026

Average Home Price in
Merrill, NY

Plattsburgh, NY metro area · Clinton County County

Median Home Value
$213,275
↑ 6.4% year-over-year
vs. National Median
$410,000
Merrill is 48% below
Est. Monthly Payment
$1,112/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$213,275
↑ 6.4% year-over-year
Down Payment (20%)$42,655
Monthly P&I$1,112/mo
With Taxes & Ins.~$1,412/mo
Income Needed$56,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Merrill, NY

The median home value in Merrill, NY is $213,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 1.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Merrill are priced48% below average. Merrill is part of the Plattsburgh, NY metro area.

City Comparison

Merrill vs. National Median

🏠 Merrill
$213,275
National Median
$410,000

At $213,275, homes in Merrill cost 48% below the national median of $410,000. This makes Merrill a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Merrill?

20% Down Payment
$42,655
on $213,275
Monthly P&I
$1,112/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,412/mo
incl. taxes & insurance
Income Needed
$56,480
gross annual (30% rule)
10% Down Option
$21,328
+ PMI applies
Loan Amount (20% dn)
$170,620
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Merrill, NY?
The median home value in Merrill is $213,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Merrill?
Over the past year, home values in Merrill have increased by 6.4%.
How much do I need to earn to buy a home in Merrill?
To comfortably afford the median home price of $213,275 with a 20% down payment ($42,655) at today's rates (6.8%), you'd need a gross annual income of approximately $56,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Merrill compare to the national average home price?
The national median home value is approximately $410,000. At $213,275, homes in Merrill are 48% below the national average.
What metro area is Merrill part of?
Merrill is part of the Plattsburgh, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.