Market Overview
Home Prices in Mineola, NY
The median home value in Mineola, NY is $845,117 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mineola are priced106% above average. Mineola is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Mineola home values have risen by approximately34.3%, reflecting strong long-term appreciation in this market.
Price History
Mineola Home Price Trend
City Comparison
Mineola vs. National Median
At $845,117, homes in Mineola cost 106% above the national median of $410,000. Buyers in Mineola should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mineola?
20% Down Payment
$169,023
on $845,117
Monthly P&I
$4,408/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,598/mo
incl. taxes & insurance
Income Needed
$223,920
gross annual (30% rule)
10% Down Option
$84,512
+ PMI applies
Loan Amount (20% dn)
$676,094
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mineola, NY?
The median home value in Mineola is $845,117 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Mineola?
Over the past year, home values in Mineola have increased by 4.4%. Over five years, prices have risen approximately 34.3%.
How much do I need to earn to buy a home in Mineola?
To comfortably afford the median home price of $845,117 with a 20% down payment ($169,023) at today's rates (6.8%), you'd need a gross annual income of approximately $223,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Mineola compare to the national average home price?
The national median home value is approximately $410,000. At $845,117, homes in Mineola are 106% above the national average.
What metro area is Mineola part of?
Mineola is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.