Market Overview
Home Prices in Mohawk, NY
The median home value in Mohawk, NY is $177,807 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.7% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mohawk are priced57% below average. Mohawk is part of the Utica-Rome, NY metro area.
Over the past five years, Mohawk home values have risen by approximately41.7%, reflecting strong long-term appreciation in this market.
Price History
Mohawk Home Price Trend
City Comparison
Mohawk vs. National Median
At $177,807, homes in Mohawk cost 57% below the national median of $410,000. This makes Mohawk a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mohawk?
20% Down Payment
$35,561
on $177,807
Monthly P&I
$927/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,177/mo
incl. taxes & insurance
Income Needed
$47,080
gross annual (30% rule)
10% Down Option
$17,781
+ PMI applies
Loan Amount (20% dn)
$142,246
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mohawk, NY?
The median home value in Mohawk is $177,807 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.7% year-over-year.
How much have home prices changed in Mohawk?
Over the past year, home values in Mohawk have increased by 7.7%. Over five years, prices have risen approximately 41.7%.
How much do I need to earn to buy a home in Mohawk?
To comfortably afford the median home price of $177,807 with a 20% down payment ($35,561) at today's rates (6.8%), you'd need a gross annual income of approximately $47,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Mohawk compare to the national average home price?
The national median home value is approximately $410,000. At $177,807, homes in Mohawk are 57% below the national average.
What metro area is Mohawk part of?
Mohawk is part of the Utica-Rome, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.