Market Overview
Home Prices in Mount Morris, NY
The median home value in Mount Morris, NY is $170,551 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Morris are priced58% below average. Mount Morris is part of the Rochester, NY metro area.
Over the past five years, Mount Morris home values have risen by approximately38.3%, reflecting strong long-term appreciation in this market.
Price History
Mount Morris Home Price Trend
City Comparison
Mount Morris vs. National Median
At $170,551, homes in Mount Morris cost 58% below the national median of $410,000. This makes Mount Morris a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Morris?
20% Down Payment
$34,110
on $170,551
Monthly P&I
$889/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,129/mo
incl. taxes & insurance
Income Needed
$45,160
gross annual (30% rule)
10% Down Option
$17,055
+ PMI applies
Loan Amount (20% dn)
$136,441
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Morris, NY?
The median home value in Mount Morris is $170,551 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Mount Morris?
Over the past year, home values in Mount Morris have increased by 5.5%. Over five years, prices have risen approximately 38.3%.
How much do I need to earn to buy a home in Mount Morris?
To comfortably afford the median home price of $170,551 with a 20% down payment ($34,110) at today's rates (6.8%), you'd need a gross annual income of approximately $45,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Morris compare to the national average home price?
The national median home value is approximately $410,000. At $170,551, homes in Mount Morris are 58% below the national average.
What metro area is Mount Morris part of?
Mount Morris is part of the Rochester, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.