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📍 Mumford, NY · Zillow ZHVI · July 2026

Average Home Price in
Mumford, NY

Rochester, NY metro area · Monroe County County

Median Home Value
$233,397
↑ 5.1% year-over-year
vs. National Median
$410,000
Mumford is 43% below
Est. Monthly Payment
$1,217/mo
20% down · 6.8% rate
Income Needed
$62K
gross annual (30% rule)
Median Home Value
$233,397
↑ 5.1% year-over-year
Down Payment (20%)$46,679
Monthly P&I$1,217/mo
With Taxes & Ins.~$1,546/mo
Income Needed$61,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mumford, NY

The median home value in Mumford, NY is $233,397 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mumford are priced43% below average. Mumford is part of the Rochester, NY metro area.

City Comparison

Mumford vs. National Median

🏠 Mumford
$233,397
National Median
$410,000

At $233,397, homes in Mumford cost 43% below the national median of $410,000. This makes Mumford a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mumford?

20% Down Payment
$46,679
on $233,397
Monthly P&I
$1,217/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,546/mo
incl. taxes & insurance
Income Needed
$61,840
gross annual (30% rule)
10% Down Option
$23,340
+ PMI applies
Loan Amount (20% dn)
$186,718
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mumford, NY?
The median home value in Mumford is $233,397 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Mumford?
Over the past year, home values in Mumford have increased by 5.1%.
How much do I need to earn to buy a home in Mumford?
To comfortably afford the median home price of $233,397 with a 20% down payment ($46,679) at today's rates (6.8%), you'd need a gross annual income of approximately $61,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Mumford compare to the national average home price?
The national median home value is approximately $410,000. At $233,397, homes in Mumford are 43% below the national average.
What metro area is Mumford part of?
Mumford is part of the Rochester, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.