Market Overview
Home Prices in New Windsor, NY
The median home value in New Windsor, NY is $446,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.8% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in New Windsor are priced9% above average. New Windsor is part of the Poughkeepsie-Newburgh-Middletown, NY metro area.
Price History
New Windsor Home Price Trend
2024
$411,323
$411K
—
2025
$425,903
$426K
+3.5%
2026
$446,289
$446K
+4.8%
City Comparison
New Windsor vs. National Median
🏠 New Windsor
$446,289
National Median
$410,000
At $446,289, homes in New Windsor cost 9% above the national median of $410,000. Buyers in New Windsor should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in New Windsor?
20% Down Payment
$89,258
on $446,289
Monthly P&I
$2,328/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,957/mo
incl. taxes & insurance
Income Needed
$118,280
gross annual (30% rule)
10% Down Option
$44,629
+ PMI applies
Loan Amount (20% dn)
$357,031
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in New Windsor, NY?
The median home value in New Windsor is $446,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.8% year-over-year.
How much have home prices changed in New Windsor?
Over the past year, home values in New Windsor have increased by 4.8%.
How much do I need to earn to buy a home in New Windsor?
To comfortably afford the median home price of $446,289 with a 20% down payment ($89,258) at today's rates (6.8%), you'd need a gross annual income of approximately $118,280. This assumes keeping total housing costs at or below 30% of gross income.
How does New Windsor compare to the national average home price?
The national median home value is approximately $410,000. At $446,289, homes in New Windsor are 9% above the national average.
What metro area is New Windsor part of?
New Windsor is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.