Market Overview
Home Prices in Newburgh, NY
The median home value in Newburgh, NY is $405,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Newburgh are priced1% below average. Newburgh is part of the Poughkeepsie-Newburgh-Middletown, NY metro area.
Price History
Newburgh Home Price Trend
2024
$377,606
$378K
—
2025
$386,601
$387K
+2.4%
2026
$405,524
$406K
+4.9%
City Comparison
Newburgh vs. National Median
🏠 Newburgh
$405,524
National Median
$410,000
At $405,524, homes in Newburgh cost 1% below the national median of $410,000. This makes Newburgh a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Newburgh?
20% Down Payment
$81,105
on $405,524
Monthly P&I
$2,115/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,686/mo
incl. taxes & insurance
Income Needed
$107,440
gross annual (30% rule)
10% Down Option
$40,552
+ PMI applies
Loan Amount (20% dn)
$324,419
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Newburgh, NY?
The median home value in Newburgh is $405,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Newburgh?
Over the past year, home values in Newburgh have increased by 4.9%.
How much do I need to earn to buy a home in Newburgh?
To comfortably afford the median home price of $405,524 with a 20% down payment ($81,105) at today's rates (6.8%), you'd need a gross annual income of approximately $107,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Newburgh compare to the national average home price?
The national median home value is approximately $410,000. At $405,524, homes in Newburgh are 1% below the national average.
What metro area is Newburgh part of?
Newburgh is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.