Market Overview
Home Prices in Niverville, NY
The median home value in Niverville, NY is $310,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.8% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Niverville are priced24% below average. Niverville is part of the Hudson, NY metro area.
Over the past five years, Niverville home values have risen by approximately24.5%, reflecting strong long-term appreciation in this market.
Price History
Niverville Home Price Trend
City Comparison
Niverville vs. National Median
At $310,927, homes in Niverville cost 24% below the national median of $410,000. This makes Niverville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Niverville?
20% Down Payment
$62,185
on $310,927
Monthly P&I
$1,622/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,060/mo
incl. taxes & insurance
Income Needed
$82,400
gross annual (30% rule)
10% Down Option
$31,093
+ PMI applies
Loan Amount (20% dn)
$248,742
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Niverville, NY?
The median home value in Niverville is $310,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.8% year-over-year.
How much have home prices changed in Niverville?
Over the past year, home values in Niverville have decreased by 2.8%. Over five years, prices have risen approximately 24.5%.
How much do I need to earn to buy a home in Niverville?
To comfortably afford the median home price of $310,927 with a 20% down payment ($62,185) at today's rates (6.8%), you'd need a gross annual income of approximately $82,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Niverville compare to the national average home price?
The national median home value is approximately $410,000. At $310,927, homes in Niverville are 24% below the national average.
What metro area is Niverville part of?
Niverville is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.