Market Overview
Home Prices in North Chili, NY
The median home value in North Chili, NY is $339,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in North Chili are priced17% below average. North Chili is part of the Rochester, NY metro area.
Price History
North Chili Home Price Trend
2024
$299,014
$299K
—
2025
$320,703
$321K
+7.3%
2026
$339,937
$340K
+6.0%
City Comparison
North Chili vs. National Median
🏠 North Chili
$339,937
National Median
$410,000
At $339,937, homes in North Chili cost 17% below the national median of $410,000. This makes North Chili a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in North Chili?
20% Down Payment
$67,987
on $339,937
Monthly P&I
$1,773/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,252/mo
incl. taxes & insurance
Income Needed
$90,080
gross annual (30% rule)
10% Down Option
$33,994
+ PMI applies
Loan Amount (20% dn)
$271,950
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in North Chili, NY?
The median home value in North Chili is $339,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in North Chili?
Over the past year, home values in North Chili have increased by 6%.
How much do I need to earn to buy a home in North Chili?
To comfortably afford the median home price of $339,937 with a 20% down payment ($67,987) at today's rates (6.8%), you'd need a gross annual income of approximately $90,080. This assumes keeping total housing costs at or below 30% of gross income.
How does North Chili compare to the national average home price?
The national median home value is approximately $410,000. At $339,937, homes in North Chili are 17% below the national average.
What metro area is North Chili part of?
North Chili is part of the Rochester, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.